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"Consistency is likely to be another issue," Hua said. "UnionPay would need to be as readily accepted as Mastercard and Visa. It may take a long time to achieve this, particularly among small businesses."

"Chinese visitors enjoyed our high-end wine called Ithaque, a red wine that our chief winemaker prepared for this year's new vintage, and they were really surprised by the Vin Gris (gray wine), a classic Moroccan wine with aroma and mouthfeel of grapefruit and candy," he explained.

"China's efforts to deleverage and step up banking regulation will mitigate future risks, giving investors stronger confidence in the ROE (return on equity) of the Chinese banking sector, which currently stands at 14 percent on average," she said.

"China's banking industry is still undergoing critical transformation, where both opportunities and challenges coexist," said Choi, assurance leader of EY financial services in Asia-Pacific.

"China's regulators are probably just going to let it follow market forces at this point instead of using its precious dollar reserves to defend the currency," Lee said.